Best 5 Credit Card In Canada 2024 My Cashback Combo

Best 5 Credit Card In Canada 2024 My Cashback Combo

What is the best combination of credit cards to maximize your cash back in 2024 today I’m going to break down the best cash back credit cards in Canada that I use every day Using a combination of these cards, I can save nearly 4% cash back on every purchase in the past year. I earned $2,900 in cash last year, which is free money in my pocket just by using the right credit card for each purchase. You don’t get this benefit with debit ora breakdown of the best credit cards available in Canada in 2024, specifically those that maximize cash back. The speaker, Adrian, shares his personal experience using various credit cards to earn nearly 4% cash back on purchases. He reviews several credit cards, explaining their cash back rates, benefits, and strategies for using them in different spending categories (e.g., groceries, gas, rent, and restaurants). The focus is on optimizing the combination of these cards to maximize savings and how paying with credit cards can outperform using debit or cash.

Best 7 Credit Card In Canada 2024- Overall 

Scotia Momentum VISA Infinite

Scotia Momentum VISA Infinite -4% cash back on groceries and recurring bills, including rent via Chexy at the top, my new favorite credit card is the scoia momentum VISA infinite, I’ve had this card for 10 years and now it finally takes the top spot because it gives me 4% back Cash back on my biggest expenses I get a whopping 4% cash back on groceries and recurring bill payments which includes insurance online via my cell phone and Netflix and that’s a great rental right for this card I’m able to save over $600 a year on my rent This is because Chexy is a new startup that allows you to pay your rent using a credit card, and your landlord gets a

American Express SimplyCash Preferred-

4% cash back on groceries and gas, 2% on everything else) my American Express card Simply Cash Preferred to get 4% cash back and for everything else I get 2%, check out the rest of my Canadian credit card and direct videos with orange thumbnails and to Sign up for On any of these cards, use my referral links below to get great rewards, thanks everyone and I’ll see you guys on the next episode of The Canadian with a Scotia infinite There is no credit card in Canada that offers 4% cash back on recurring bills that include rent So I pay 1.75% to Chexy and Scotia gives me 4%, so I earn 2.25% profit, and my rent is $2,200. Monthly, using this strategy, I earn a net $600 per year. I love that even if you don’t pay rent, you still earned 4% on groceries and bills last year. I’ve made about $600 in cash now that I can charge rent as well, I expect to earn

Simplii Financial Cash Back VISA

4% cash back on restaurants American Express card and it is simply my favorite cash card this card for 9 years this is the old design but now this card seems to have given me $1450 cash back last year and so far this year it has I already made $1100, here’s how I get 4% cash back on groceries and gasoline with this card I get 4% off at the pump and even better I collect 2% cash back on everything else it doesn’t matter the category this is the highest flat rate in Canada I use Other cards on this list for 4% cash back on certain categories but for everything else I go back to my concern, this is very useful for larger purchases like hotels flights and equipment This card comes with a $10 monthly fee or $120 per year but the payback Cash easily makes up for it as long as you spend $3,000 on gas and groceries or $6,000 on everything else, and it also gives you

Canadian Tire Triangle World Elite MasterCard- 4% cash back at Canadian Tire and related stores) 10 months, which is a $400 sign-up bonus, so use the link below to take advantage of it Take advantage of that Just a heads up, not all stores will accept AmEx that includes pounds, so always carry a Visa or Mastercard with you before applying for These cards and it is very important to know your credit score and I am including the links below to sign up with Borrow and Credit Karma which is completely free and I use both to check my credit score every week that way I know I will get approved without any surprises and watch this credit score Yours in seven steps Now back to the remaining list The cards have no

Home Trust VISA- (no foreign transaction fees) The **Home Trust VISA** card is a popular choice in Canada, especially for those who travel frequently or make purchases in foreign currencies. The standout feature of this card is that it does not charge foreign transaction fees, which can typically cost 2.5% on most other credit cards. This means you save 2.5% on every purchase made in a currency other than Canadian dollars, making it ideal for travel or online shopping with international retailers. Home Trust VISA card: No annual fee**, so there’s no cost to hold the card. No foreign transaction fees**, allowing you to save 2.5% on all purchases made in non-Canadian currencies.Ideal for travelers or those who frequently shop online in foreign currencies. Standard purchase interest rate of 19.99% .Comes with basic purchase protection, like auto rental insurance and emergency assistance, but it’s fairly limited compared to premium cards.

Rogers World Elite Mastercard–

 World Elite MasterCard offered by Canadian Tire, this card offers 4% cash back when you shop at Canadian Tire, check out the sport and mark this as including auto service at Canadian Tire so, for your winter tire repair Cars, you get 4% off, you also get 5 cents per liter of gasoline at Canadian Tire and Petol Canada gas stations in my area, gas is about $1.70 per litre, so 5 cents gives me 3% cash back , remember my AMX card gives me 4% cash back at any gas station, so the AMX card is better for gas, this card has no annual fee and comes with free roadside assistance plus other benefits, it’s a great value for a credit card Free but here’s the best thing I can do Use this card to pay property tax and utility bills and I’ll get 1% cash back because no

credit cards,best credit cards 2024,best credit cards,credit card,best credit cards 2024 canada,best credit card in canada 2024,best credit card in canada,best credit cards canada,credit cards canada 2024,best travel credit cards canada 2024,best cash back credit cards canada 2024,best no fee credit cards 2024 canada,credit card canada 2020,best cash back credit cards 2024 canada,best credit card canada 2024,credit card canada 2024